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Elizabeth Warren or Bust, I’m Drawing the Line

One of the only aspects of the so-called “financial reform” bill that might actually protect American consumers from the banking and financial services industry’s well-known and widely documented...

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Obama’s Speech Avoids Using the “N” Word…

(This is the article I wrote the night President Obama gave his first speech on how his administration would handle the financial crisis.) I will admit that President Barack Obama is facing challenges...

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The American Recovery and Reinvestment Act – Our Tax Dollars at Work

On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 (ARRA).  President Obama signed it into law four days later as a direct response to the economic crisis.  The ARRA...

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Senate Investigation Says Banks Caused Crisis, Not Borrowers

They finally got it!  And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...

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Treasury Designs New Federal Program to Help Stimulate Economy

This week, the federal government is said to be announcing a new federal program designed to keep our economy vacillating between deflationary collapse and contrived recovery.  The program, referred...

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My Year in A-Trance: What I’ve Learned About Loan Modifications

DISCLAIMER: THIS IS A LONG ARTICLE.  VERY LONG.  LIKE IT COULD BE A BOOK LONG. I’VE WRITTEN IT FOR THE PERSON WHO WANTS TO LEARN A LOT ABOUT WHAT’S GONE ON AND IS STILL GOING ON IN THE LOAN...

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ABA and More Than a Dozen State Bars Ask Congress for Lawyer Exemption on...

Our nation’s economic recession and foreclosure crisis, brought out some of the worst America has to offer.  People who saw those at risk of losing homes to foreclosure, not as a tragedy, but as an...

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Watch Which Words You Use With Republicans – They Could Take Their Toys and...

Derivatives, deregulation, Wall Street, shadow banking, interconnection… all words that might be used to describe the financial crisis that has thrown this country into an abyss so deep, that I don’t...

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MM PODCAST: From Fannie Mae to FHA – Edward Pinto Wants Government Out of...

Edward J. Pinto Former Chief Credit Officer, Fannie Mae Resident Fellow, American Enterprise Institute An executive vice president and chief credit officer for Fannie Mae until the late 1980s, Edward...

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Understanding Elite Fraud and the Mortgage Meltdown with William K. Black – A...

If you know anything about the Savings & Loan crisis, then you know William K. Black.  If you remember the “Keating Five,” then you know William K. Black.  If you’ve watched anything on television...

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Senate Investigation Says Banks Caused Crisis, Not Borrowers

They finally got it!  And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...

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Why Can’t Dave Ramsey Get his Facts Straight on Reverse Mortgages?

I had heard of Dave Ramsey before today, although I can’t claim to have been all that familiar with his radio show, or anything else that he does.  According to his website, “The Dave Ramsey Show is...

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Understanding The Black Swan… Thy Name is Retirement

Photo courtesy of Barry Sacks, J.D. Ph.D. If you’re at or near retirement age, or concerned with retirement for whatever reason, you absolutely NEED to come to understand the significance of “The...

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Future SHOCK for Older Homeowners: You Won’t Get a HELOC, a Second, or Refi...

There’s something I’ve come to realize many people don’t know: Mortgage lending in this country has changed dramatically. Today, it’s much harder for people to get mortgages in general, and for those...

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Why Doesn’t Every Realtor in the Country Know About This?

On January 1, 2009 HUD introduced a truly unique new program that makes it much easier for people over 62 years of age to purchase a new residence… but very few people seem to know much if anything...

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Senate Investigation Says Banks Caused Crisis, Not Borrowers

They finally got it!  And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...

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Clik here to view.

Returning Home From Speaking at the ABA’s Consumer Financial Services...

It’s only been a few days since I returned home from speaking at a conference held by the American Bar Association Consumer Financial Services Committee held in Park City, Utah.  This year’s...

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My Year in A-Trance: What I’ve Learned About Loan Modifications

DISCLAIMER: THIS IS A LONG ARTICLE.  VERY LONG.  LIKE IT COULD BE A BOOK LONG. I’VE WRITTEN IT FOR THE PERSON WHO WANTS TO LEARN A LOT ABOUT WHAT’S GONE ON AND IS STILL GOING ON IN THE LOAN...

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Foreclosure Mom’s Rap

Here’s Foreclosure Mom’s rap… nothing further need be said… watch it. And if you’re going to try to get your loan modified, get a REST Report… I wouldn’t even consider trying it without it, and you...

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The Orange County Bar Association’s LAST DASH 2011! Mandelman, Greenfield &...

RE-POSTED, FOR YOUR CONVENIENCE… Whittier Law School, Costa Mesa, California The Orange County Bar Association’s 19th Annual Last Dash & Trade Show Continuing Legal Education Marathon is being held...

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