Elizabeth Warren or Bust, I’m Drawing the Line
One of the only aspects of the so-called “financial reform” bill that might actually protect American consumers from the banking and financial services industry’s well-known and widely documented...
View ArticleObama’s Speech Avoids Using the “N” Word…
(This is the article I wrote the night President Obama gave his first speech on how his administration would handle the financial crisis.) I will admit that President Barack Obama is facing challenges...
View ArticleThe American Recovery and Reinvestment Act – Our Tax Dollars at Work
On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 (ARRA). President Obama signed it into law four days later as a direct response to the economic crisis. The ARRA...
View ArticleSenate Investigation Says Banks Caused Crisis, Not Borrowers
They finally got it! And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...
View ArticleTreasury Designs New Federal Program to Help Stimulate Economy
This week, the federal government is said to be announcing a new federal program designed to keep our economy vacillating between deflationary collapse and contrived recovery. The program, referred...
View ArticleMy Year in A-Trance: What I’ve Learned About Loan Modifications
DISCLAIMER: THIS IS A LONG ARTICLE. VERY LONG. LIKE IT COULD BE A BOOK LONG. I’VE WRITTEN IT FOR THE PERSON WHO WANTS TO LEARN A LOT ABOUT WHAT’S GONE ON AND IS STILL GOING ON IN THE LOAN...
View ArticleABA and More Than a Dozen State Bars Ask Congress for Lawyer Exemption on...
Our nation’s economic recession and foreclosure crisis, brought out some of the worst America has to offer. People who saw those at risk of losing homes to foreclosure, not as a tragedy, but as an...
View ArticleWatch Which Words You Use With Republicans – They Could Take Their Toys and...
Derivatives, deregulation, Wall Street, shadow banking, interconnection… all words that might be used to describe the financial crisis that has thrown this country into an abyss so deep, that I don’t...
View ArticleMM PODCAST: From Fannie Mae to FHA – Edward Pinto Wants Government Out of...
Edward J. Pinto Former Chief Credit Officer, Fannie Mae Resident Fellow, American Enterprise Institute An executive vice president and chief credit officer for Fannie Mae until the late 1980s, Edward...
View ArticleUnderstanding Elite Fraud and the Mortgage Meltdown with William K. Black – A...
If you know anything about the Savings & Loan crisis, then you know William K. Black. If you remember the “Keating Five,” then you know William K. Black. If you’ve watched anything on television...
View ArticleSenate Investigation Says Banks Caused Crisis, Not Borrowers
They finally got it! And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...
View ArticleWhy Can’t Dave Ramsey Get his Facts Straight on Reverse Mortgages?
I had heard of Dave Ramsey before today, although I can’t claim to have been all that familiar with his radio show, or anything else that he does. According to his website, “The Dave Ramsey Show is...
View ArticleUnderstanding The Black Swan… Thy Name is Retirement
Photo courtesy of Barry Sacks, J.D. Ph.D. If you’re at or near retirement age, or concerned with retirement for whatever reason, you absolutely NEED to come to understand the significance of “The...
View ArticleFuture SHOCK for Older Homeowners: You Won’t Get a HELOC, a Second, or Refi...
There’s something I’ve come to realize many people don’t know: Mortgage lending in this country has changed dramatically. Today, it’s much harder for people to get mortgages in general, and for those...
View ArticleWhy Doesn’t Every Realtor in the Country Know About This?
On January 1, 2009 HUD introduced a truly unique new program that makes it much easier for people over 62 years of age to purchase a new residence… but very few people seem to know much if anything...
View ArticleSenate Investigation Says Banks Caused Crisis, Not Borrowers
They finally got it! And geeze, it took them long enough. I wrote an article TWO YEARS AGO, titled “What Happened on Wall Street and Why,” and it explained the factors the contributed to the...
View ArticleReturning Home From Speaking at the ABA’s Consumer Financial Services...
It’s only been a few days since I returned home from speaking at a conference held by the American Bar Association Consumer Financial Services Committee held in Park City, Utah. This year’s...
View ArticleMy Year in A-Trance: What I’ve Learned About Loan Modifications
DISCLAIMER: THIS IS A LONG ARTICLE. VERY LONG. LIKE IT COULD BE A BOOK LONG. I’VE WRITTEN IT FOR THE PERSON WHO WANTS TO LEARN A LOT ABOUT WHAT’S GONE ON AND IS STILL GOING ON IN THE LOAN...
View ArticleForeclosure Mom’s Rap
Here’s Foreclosure Mom’s rap… nothing further need be said… watch it. And if you’re going to try to get your loan modified, get a REST Report… I wouldn’t even consider trying it without it, and you...
View ArticleThe Orange County Bar Association’s LAST DASH 2011! Mandelman, Greenfield &...
RE-POSTED, FOR YOUR CONVENIENCE… Whittier Law School, Costa Mesa, California The Orange County Bar Association’s 19th Annual Last Dash & Trade Show Continuing Legal Education Marathon is being held...
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